5 Benefits of Bajaj Finance Fixed Deposits At A Glance!

You may see a high number of investment products in the market these days. Your email inbox may be flooded with all such offers.

However, in the midst of the savings and investment schemes such as mutual funds, stocks, equities, public provident fund and more, fixed deposits still rule the roost.

Why? The FD interest rates are higher, and you get a fixed return as it’s not affected by fluctuations in the market. What’s more, if you lock down your savings with a leading non-banking finance company (NBFC) such as Bajaj Finance, you can expect nothing but the best.

Bajaj Finance is offering a higher FD interest rate ranging between 7.85% to 8.10% for a tenor between 12 and 60 months on a minimum investment of just Rs.25,000.

Bajaj Finance FD Benefits – A Quick View!

Let’s provide some of the fabulous benefits of a fixed deposit scheme offered by Bajaj Finance in brief:

  • Your Investment can Give you High ROI

As discussed before, the savings on an FD ensures safety as market performances do not impact the returns. Bajaj Finance pairs this safety with higher returns. You can expect to grab a flat 8.10% FD interest profits, one of the highest in India. As a result, you can expect to pocket a decent ROI at the end of the tenor.

  • Rs.25,000 is what you Need

You need not lock-in a huge amount to start investing in a FD scheme of the Bajaj Finance. You can open an FD account with as little as Rs.25,000 and still earn a high rate of interest returns. However, you need to know that higher your FD amount, the higher will be your ROI.


  • The Flexibility of the Tenor

Bajaj Finance lets a fixed deposit invest put in his/her money in a flexible tenor. Hence, you are free to open an FD account for as low as 1 year and maximum 5 years. What’s more, if you don’t find a current tenor profitable, you can always close it, open a new FD and opt for a longer tenor to your convenience.

  • Comes Laced with Security Ratings

Bajaj Finance’s fixed deposit scheme comes super guarded with ICRA’s MAAA and CRISIL’s FAAA stable ratings. It means that Bajaj Finance provides a reliable fixed deposit scheme. The fixed deposit plans are trustworthy as there is little or no volatility of the market and it means that you are free to invest without thinking twice.

  • Minimum Documentation to Help you Out

For opening a fixed deposit account with a leading non-banking finance company (NBFC) such as Bajaj Finance, you don’t have to follow a tedious list of documents. If you have your identity and address proof, signature proof and recent photographs, you are good to go. After the submission of your FD amount cheque, your FD account gets created.

What’s more, Bajaj Finance also lets you access your fixed deposit accounts over the web. You can easily see the details of the newly created FD account, your maturity period, interest gains and much more.

The Bottom Line

A fixed deposit scheme by a prominent non-banking finance company such as Bajaj Finance has so many incredible features and benefits to help you get fabulous ROI. They also provide the online FD calculator which help you to check how much interest you will received after maturity. 

If you want to start investing in a lucrative fixed deposit scheme, opting for a Bajaj Finance FD account could be a smart step. You could apply online today and get going!  

You might like

About the Author: amankhanna

Leave a Reply

Your email address will not be published. Required fields are marked *

Solve : *
28 − 24 =